Location: Chester
Employment Type: Full-time, permanent
Salary: Competitive
Company Description
At our organization, we believe in recruiting individuals from diverse backgrounds and encourage all interested candidates to apply, even if they don't meet every requirement. We celebrate diversity, promote inclusivity, and are open to discussing flexible work options to support a healthy work-life balance.
Join our Asset Finance & Leasing (AFL) team, where you will play a crucial role in underwriting new deal proposals for the organization. You will ensure an effective, timely, and consistent risk-based approach in line with group policy and regulatory procedures.
As a member of the credit team, the ideal candidate will preferably be based near our Chester office. The successful candidate will have prior experience in underwriting credit for hard assets, demonstrate self-drive, excel as a team player, and possess exceptional communication and problem-solving skills.
Responsibilities
- Evaluate the creditworthiness of customers proposed to AFL by analyzing accounts, bank statements, credit searches, asset types, and dealer suitability.
- Assess asset values and obtain valuations through various sources such as internet research, Glasses Guide, CAP, auction sites, dealers, and personal experience.
- Perform desktop valuations using third-party platforms like Tallons.
- Ensure completion of necessary documentation and send it to customers for signing. Address any issues raised by the New Business team regarding deals, payments, invoices, and non-compliance with acceptance conditions.
- Maintain a daily diary system to contact brokers and assess the progress of deals. Update the file accordingly.
- Provide feedback on proposals to Regional Sales Managers (RSMs) and Area Sales Managers (ASMs).
- Collaborate with other divisions within the organization to safeguard company interests in customer deals.
- Work collaboratively with Underwriting colleagues, New Business, and Collections teams.
We Would Love to Hear From You If:
- You possess strong knowledge and experience in underwriting credit proposals in the Asset Finance sector, specifically for hard assets.
- You are a self-starter with a strong drive for success.
- You have a proven track record of working efficiently within tight deadlines and Service Level Agreements (SLAs).
- You are an excellent team player, fostering strong relationships with internal and external stakeholders.
- You have excellent problem-solving skills.
- You prioritize delivering an exceptional customer experience.
We are an inclusive organization committed to ensuring accessibility throughout our recruitment process. We are willing to make reasonable adjustments for candidates with disabilities or long-term conditions.
Learn more and apply here: https://investinginwomen.co.uk/job/underwriter/
Job Type: Permanent
Salary: £20,000.00-£30,000.00 per year
Benefits:
- Company events
- Company pension
- Flexitime
- Health & wellbeing programme
- Work from home
Schedule:
- Flexitime
Supplemental pay types:
- Yearly bonus
Ability to commute/relocate:
- Chester: reliably commute or plan to relocate before starting work (required)
Work Location: In person
Application deadline: 05/08/2023
Reference ID: https://investinginwomen.co.uk/job/underwriter/
